Transportes Rápidos 57

Fastest Payout Online Casino NZ Best New Zealand gambling sites 2023

Fastest Payout Online Casino NZ Best New Zealand gambling sites 2023

Content

What is so great about Bitcoin Casinos is that it all becomes completely decentralized while giving you a greater opportunity for anonymity online. On top of that, the system also provides the amazing security of Blockchain technology. Choosing games at the casino without a license and cryptocurrencies, also gives you by far the fastest transaction time.

On top of that, Trustly has become a very popular payment solution for all players. Something that has meant that neither a casino with a New Zealand license nor a Fastest Payout Online Casinos NZ can do without Trustly. A fact that then makes the pressure of the Gambling Inspectorate much weaker.

  • We understand that a thorough analysis will take time, so we decided to help you.
  • Remember that a quality casino has the necessary licences, a stylish gambling site, generous deposit bonuses, and many certified slots and table games.
  • Customers can transact in all major currencies, including the British pound, the US dollar, and the euro.
  • All in all, more and more New Zealand players are feeling controlled and singled out as problem gamblers.

The company offers to wager $10 and get a triple bonus of it in the form of free bets. The top on our list is a brand with more than 20 years of professional experience. Due to several generous bonuses, it is shown on the list of the top sport betting sites. For example, simply registering will present you with a bonus of around $100.

The website also provides links to organizations that offer support and advice for problem gambling. Overall, BetGold is a reliable and comprehensive online sports betting and casino website that offers its services to players in New Zealand. The website provides a safe and secure platform for players to place their bets and offers competitive odds and bonuses. I have been using BetGold for a few months now and I am very happy with the overall experience. The website offers a wide range of sports betting options and casino games, and I have found the odds to be competitive.

This is not to say that the changes in the New Zealand gambling market have made it more attractive. If you add up an average over the whole year, we are talking about SEK 2.4 billion. It also does not look like it would be more attractive for bookmakers to bet on the New Zealand gambling market and have to pay expensive licenses and high taxes. For you, one of the advantages will be that you can easily find a Fastest Payout Online Casino NZ Pay N Play that accepts New Zealand players. Something that means that Fastest Payout Online Casinos NZ with Zimpler and Trustly with direct bank transfer work on gaming sites with MGA license.

I just wanna say thanks for the writer and wish you all the best for coming!. I’ll bookmark your blog and take the feeds also…I’m happy to find so many useful info here in the post, we need work out more techniques in this regard, thanks for sharing. Thanks for the valuable information and insights you have so provided here.

In addition, there are a number of different things that they could do, to create greater popularity for casino with New Zealand license. The time limit you set is in three steps where it is a daily limit, weekly limit and monthly limit. Until you have set your limits, you are not allowed to play at a casino with a New Zealand license. When choosing new Fastest Payout Online Casinos NZ, you avoid all limits.

BetGold provides a mobile app that is available for both iOS and Android devices. The mobile app offers all of the same features as the desktop website, including sports betting and casino games. The app is user-friendly and offers a seamless experience for players who prefer to bet on the go. BetGold is committed to promoting responsible gambling and provides its players in New Zealand with various tools and resources to help them gamble responsibly. The website offers self-exclusion options, deposit limits, and session limits to help players control their gambling.

Actually, it is the gaming license from the Malta Gaming Authority that we are referring to, as it is the one that delivers the complete concept. Furthermore, there is also a range of E-wallets such as PayPal and Ecopayz. However, Skrill and Neteller have stopped working for New Zealand players at all casinos without a New Zealand gaming license. Instead, a fresh newcomer like the efficient and fast Revolut has appeared.

IBet promo code: CASHBACK $1000 live casino

In this case, your $3 deposit bonus will be wagered as efficiently as possible. In our review, you can learn about all the features of $3 minimum deposit casino sites and choose a quality platform. Now it’s time to move from theory to practice – the path to success takes only a few steps. You can find many $3 deposit casino sites online today. We want to make your gambling experience as pleasant as possible, so we have compiled an objective and honest rating of available platforms. Our site draws attention to many important criteria, allowing us to assess all available NZ casinos honestly.

You who play on new New Zealand gambling sites avoid the borders. Something that allows you to have complete freedom to play according to your ability and for the budget you can afford. In addition, you play many times at Fastest Payout Online Casinos NZ with BankID, which gives you advantages in deposits and withdrawals. Spelinspektionen’s main goal is to ensure that all gambling activities against New Zealanders are carried out with a New Zealand gaming license.

At a Fastest Payout Online Casinos NZ you will usually find many more game providers, where the smaller players are also allowed to participate. Either way, these aren’t the only payment methods you can trust. Here there will always be a good payment method for New Zealanders who want to play on New Zealand gambling sites. Hopefully we will continue to see good casinos without a license with BankID and Pay N Play. You simply get to weigh the benefit of recurring bonuses against an extra day for a withdrawal.

To start playing at Fastest Payout Online Casinos NZ, follow the steps below and make sure you have everything you need for a good gaming experience. Once you have decided on an account with Casumo, you can also use the provider’s live casino offer. To do this, you just have to select the live casino in the list on the website and an overview of the entire selection is already available to you. Casino games such as live roulette and blackjack are particularly popular and are therefore also represented at Casumo. In addition, you can also use the live wheel of fortune and collect great prizes and winnings. All the casino games come with a demo-version for clients to try them out before doing the real thing.

The amount you choose to deposit into your gaming account, will be on the next invoice from your mobile operator. One of many popular payment methods casinos without a New Zealand license are E-wallets. In that case, there are three of them that are in the foreground as the best choice of all that exist. Of course, it is PayPal that is one of the most famous and secure on the net. When you play at an unlicensed casino, there is no lower RTP.

Mobile apps betting, cash-out, and live streaming are some options available in this casino. A good choice if you want a reliable company with great features, where even a minimum deposit can bring success. Spin casino has been operating since 2017 and has gained popularity among local gamblers. Today, it is one of the most popular three-dollar deposit companies operating in the country. The Spin casino cooperates with dozens of providers and has a large gaming lobby containing over 700 slot machines.

In other words, it is about those who put the gaming experience before a loss of 30% of possible winnings. At casinos without a New Zealand license, it is exactly the same as before for New Zealand players. However, there are also Pay N Play casinos without a New Zealand license, where New Zealand players can use BankID via Trustly. In this way, it is possible to play casino without an account even at casino without a New Zealand license. Another thing that contributes to poorer protection is that a New Zealand online casino does not require you to set any limits on your gambling. Nor are there strong restrictions on how much you can deposit, or how long you can play at your Fastest Payout Online Casinos NZ without a New Zealand license.

As soon as a casino violates the rules, it means that you as a player also do not receive tax-free winnings. As long as a casino that does not have a license for the New Zealand gambling market follows the rules below, they do not have to refuse games from New Zealandr. Here, any online casino without a New Zealand license has the right to accept New Zealand players, visits, registration and games from New Zealand IP addresses. It is allowed for the bookmakers to accept New Zealand players, as long as they are not actively acting on New Zealand territory.

Here you get to take the time it takes to find the right games. How long it takes to deposit money into the game account, as well as the various breaks you take to pick up a cup of coffee or answer the phone. Last but not least, you have to take the three-second rule into account. Then changing everything so everyone has to register and log in with BankID, is also something that made players choose other options. However, although there are only a few, not all New Zealand players have a BankID. Furthermore, we will address whether New Zealand-licensed casinos are more attractive than before.

In this case, it applies to unlicensed casinos with Siru, where you pay your deposit on the same bill as your mobile subscription. Idet case comes just casino with BankID, not have any significance. The disadvantage for you as a New Zealand player at a Fastest Payout Online Casinos NZ with a Curacao license is that you have to pay tax on any winnings. Here you get to take the bad with the good and put everything on par with all the bonuses and offers you get.

Responsible Gambling is something that all serious gambling sites that operate with a recognized gaming license must demonstrate. Something that also affected New Zealand players is a temporary gaming law that set restrictions on maximum deposit limits. Here, the maximum is$500 per week at New Zealand casinos.

If they have any problems with the app or need more information, they should contact customer support. These best football betting sites have been thoroughly reviewed by our experts, so you can put your faith in them. Football is a global team sport with fans in every country. People enjoy betting on it since it makes watching sports more entertaining for them.

Betwinner is an exceptional esports provider, highly recommended for its reliability and outstanding service. As a long-standing ESports Betting option, this provider has earned a solid reputation amongst gamers since its establishment in 2016. Sportuna is an exceptional esports provider, highly recommended for its reliability and outstanding service. As a long-standing ESports Betting option, this provider has earned a solid reputation amongst gamers since its establishment in 2022. William Hill is an exceptional esports provider, highly recommended for its reliability and outstanding service. Megapari is an exceptional esports provider, highly recommended for its reliability and outstanding service.

Melbet utilizes a one-of-a-kind SSL encryption service that is able to provide the site and all of its clients with a high level of security and protection. Every member’s registered information that is logged onto the database is protected. Anyone can navigate the site with ease because everything is labeled and organized well.

Just go to the play store and check if the device fits the operating system requirements and download the app. To access, from the phone or tablet, a client must log in with their details.

Here it is just another problem they created, which allows those who want to continue playing and lose money by switching to another casino with a New Zealand license. Of course, you may be wondering if it is not enough to play online casino for 5 00$onor per week? In fact, you are allowed to play for more, but can neither deposit nor lose more than 5 00$onor per week.

The mobile app is a great feature for those who prefer to bet on the go, and the customer support team is always available to help. BetGold is an online sports betting and casino website that provides its services to players in New Zealand. The website offers a wide range of sports betting options, casino games, and bonuses to its players.

After all, not everyone believes that tax-free profits are the most important thing there is. When you activate a game pause until further notice, it means a suspension of at least one year, which then automatically continues. A choice that, in other words, you yourself must end after a year. All other game pause selections are automatically disabled after the time expires.

What Bonuses Do Rival Online Casinos Have?

BetGold offers a variety of payment options to its players in New Zealand, including credit/debit cards, e-wallets, and bank transfers. The website supports popular payment methods such as Visa, MasterCard, Neteller, Skrill, and ecoPayz. The website also supports cryptocurrencies such as Bitcoin and Litecoin. BetGold offers an extensive range of sports betting options to its players in New Zealand. Melbet is one of the leading online casinos known for their slots and real-live betting games. But it is now more popular for the impressive sports betting with more than 200 sports per day people can try their luck on.

Here you will not find any well-known game manufacturers nor the secure payment methods that serious gambling sites use. Now Pay N Play casino without a license has started to grow and is reaching higher popularity every month. Here you can get good casino bonuses, security with Trustly and BankID as well as a fast and modern online casino. Simply, there is more reason than ever to choose to play at Fastest Payout Online Casinos NZ with BankID and Pay N Play. Siru Mobile is a Finnish payment method that works in conjunction with New Zealand mobile numbers. This way you still have the chance to play casino on invoice.

New Zealanders can access these games through a licensed online casino that features them. Of course, the new New Zealand bonus rules have affected your withdrawal options at New Zealand casinos. If you play at casinos with New Zealand licenses, there are no such restrictions. In fact, you can find an online casino with MGA license that provides tax-free winnings as well as cash back on your losses every week. It is most common to find cash back at Fastest Payout Online Casinos NZ with Curacao license.

Here it is about a greater freedom of choice and also a game site that captures several types of players. Either way, you’ll see more of Revolut Moderna online casinos with New Zealand gaming licenses. Here you manage everything easily and smoothly directly from a very user-friendly mobile app.

Moreover, there’s no need to fear setbacks when choosing such online casinos, as you won’t risk substantial sums of money. Even if your balance reaches zero, you can easily explore other casinos. In New Zealand, you can re-register, make a minimum deposit of just three dollars, receive special rewards like free spins, and relish the excitement of gambling aviator game best strategy once more. It’s another opportunity to seize luck by the tail and win real money. However, a bit of the air in the New Zealand gambling market has gone out lately.

The emergence of $3 deposit casino NZ sites underscores the growing significance of mobile gambling within the industry. Mobile gambling has gained immense popularity among players due to its convenience, accessibility, and flexibility. Modern online casinos allow users to plunge into the real world of excitement and experience many positive emotions.

Traditional sportsbook includes many different sports like hockey, football, rugby cricket, and more. On the other hand, e-sports is also about sports, but the characters are not real people but animated like a Playstation game. You should definitely know and comply with these wagering requirements, because otherwise you can quickly get a bonus and winnings revoked – very annoying.

The big reason for that is that a Curacao license has even better tax rules than the MGA license. While the regulations allow unlimited offers and bonuses during your time as a player. Furthermore, an MGA license also allows a casino to give unlimited offers and bonuses to its players. The fact that there is a low corporate tax in Malta makes it one of the positive factors for the bookmaker. Here we are going to compare the MGA license, from the Malta Gaming Authority which is located within the EU.

Thanks to these bonus offers, even minimum deposits can become huge amounts. In this section, we want to talk about the most popular types of gifts that the best 3 deposit online casinos offer. This is the next thing you should pay attention to when choosing a 3-dollar deposit casino. Quality companies ensure gambling is as convenient and comfortable as possible for Kiwi players.

Just bring new customers to the site, have them sign up, and play with real money. Those who prefer to see live humans dealing with their games will love the live casino section at Melbet. Clients typically forget that they are even in front of the computer screen. With all their safety features in place, financial transactions are kept safe and secure all the time, so gamers can play without having to worry about anything. Melbet Casino has one of the best website interfaces and design that makes it easy for clients to use the platform. The site use icons rather than text for the navigational tabs to offer an uncluttered look.

Nowadays, no bookmaker uses prizes in the form of products, as they prefer to give cash to play for. In New Zealand online casinos, it is very common with this type of casino bonuses. A very common casino bonus both as a welcome bonus at New Zealand and New Zealand casinos. Many times it also comes in combination with cash bonuses. A casino bonus consisting of free spins is also many times wager-free. The best thing about everything is that if you choose a casino without a New Zealand license, you can get recurring free spins when new casino games are released.

The Melbet staff is friendly and ready to serve their numerous clients, no matter what they need. The warm customer service agents are always available to answer any query from their clients. Furthermore, the customer support team is always accessible online and via phone to address their clients’ needs. Before placing a bet or claiming any bonus offer at Melbet casino, read Terms and Conditions carefully.

Be aware that just for a bookmaker or an online casino to provide certain information, it does not have to correspond to the truth at all. Most often, an active and updated registry can be found on their website. Initially, Pay N Play is probably the most popular system for playing casino in mobile and computers. It became so after it became possible to offer casino bonuses along with Pay N Play. Anyway, it is currently very difficult to get a good casino bonus at casino with New Zealand license. As it stands today, casinos without a New Zealand license are entering the European gaming market.

I have read your article, it is very informative and helpful for me.I admire the valuable information you offer in your articles. If more people that write articles really concerned themselves with writing great content like you, more readers would be interested in their writings. I just stumbled upon your blog and wanted to say that I have really enjoyed reading your blog posts.

Furthermore, also Curacao license which imposes tax liability on any profits. In fact, there is a much bigger problem that underlies the fact that nowadays you do not get as much as before at New Zealand casinos. Something that is also a big reason why many New Zealanders choose to play at Fastest Payout Online Casinos NZ without a gaming break. Here we are talking about the great tax burden on New Zealand gambling companies that operate under a New Zealand gambling license. Something that was previously common at many New Zealand casinos.

Save extra with a BetGold discount code

Here it leads to the fact that they sometimes have their own casino games, which no other bookmaker or gaming site has. If you then choose New Zealand Bitcoin casinos, it will also lead to unique game selection. Unfortunately, this is often the case at casinos with a New Zealand license, as they usually only have agreements and cooperation with the large and popular game providers. Furthermore, they also have many times the same games and they take from the same providers. This has led to the fact that the New Zealand gaming market today lacks variety and breadth in its game ranges.

Even so, a bookmaker that operates games without any gaming license will be a very bad choice. Is it a pay N Play casino you are looking for, you should choose within that genre. If you prefer an online casino with many payment options and maybe higher bonuses? Yes, then you always make sure to choose according to your personal criteria. They have also pointed out that most of all gambling by New Zealanders at casinos without a New Zealand gaming license follows the law’s set framework.

Top list of best Fastest Payout Online Casinos NZ we recommend

In addition to opportunities to play in a freer and, according to us, safer and more efficient way at Fastest Payout Online Casinos NZ, there is more. Just like in the New Zealand gambling market, all serious online casinos display their information regarding the gambling license. They also provide links to aid organisations and the Gambling Authority (s) to which they belong. Something that is always equally important in all situations, is to protect your own safety as a player. It is equally important that the gaming company you play with runs its business with a serious gaming license. Here there should be a clear and clear regulatory framework that includes everything related to responsible gambling.

We continue to talk about the best $3 minimum deposit casino sites, and now it`s time to pay attention to Zodiac casino. The firm has provided services to New Zealand gamblers for over 20 years (founded in 2001 and licenced by the MGA). Here you can find many table games and slots from popular providers. Moreover, Zodiac casino offers customers a pleasant deposit bonus. The company will increase the amount of the first transaction by 50% (up to $150). Well, it remains to go to the casino site, go through the registration procedure and start the path to success.

Many minimum deposit casinos in New Zealand offer this option to their customers. Companies allow you to install an application on your mobile device or use a browser on your phone. Casino sites have a nice adaptive design and display correctly on a small screen, which allows you to play your favourite games in any convenient place. Like Apple Pay, Google Pay is a mobile payment solution developed by Google. It was launched in 2015 and allows users to make contactless payments using Android devices, including smartphones and smartwatches. Users can add credit or debit cards to Google Pay and pay at supported online merchants and physical retail stores.

Nevertheless, those people who have not obtained an ID live completely without problems. Then it is good that you can still play at Fastest Payout Online Casinos NZ without BankID. When choosing a Fastest Payout Online Casinos NZ from our lists, you can be absolutely sure that all unlicensed casinos allow games from New Zealand IP addresses. However, we have stressed the importance of always doing basic checks on your own.

This is about more tangible proposals that are intended to further strengthen the control that the regulator has over New Zealand gambling companies and players. What is needed is a system that helps and protects players in need of help on an individual level. Collectively punishing those who have no problems, only leads to losses for the New Zealand gambling market. Well, here it does not matter whether you win or lose. The limit that has been set applies to how much money you can deposit per week.

First of all, is the game break solely something that benefits those who would never really have played from the beginning? Second, does Game pause work the same efficient way it was intended to? Perhaps you will get just as good protection at Fastest Payout Online Casinos NZ with opportunities for self-exclusion.

There are many others available across online casinos, so why should you play Rival games? The slots are not the usual machines that we’re used to. There’s a story that feels like a soap opera, and you progress through it. It all depends on which casino you choose and which gaming license they operate under.

A change that directly affects your gaming experience. On our coupon site you can find BetGold specials and special offers BetGold, as well as thousands of offers from the world’s largest and best online stores. We filter only the most reliable stores with good customer service records. We also check out store specials and make them available to our most special readers.

Registration and verification of identity at Fastest Payout Online Casinos NZ

As a result, most New Zealand players can choose games at the best Fastest Payout Online Casinos NZ without a break without increased risks. Something that means that the game break does not affect the large mass of players at all. Even within those jurisdictions, there is a clear regulatory framework that covers everything from bonuses and promotions to Responsible gambling. In other words, if you choose a gaming company that operates under a well-known and respected gaming license, you will have good protection. However, you should always carefully read all the different terms and conditions that exist on your new Fastest Payout Online Casinos NZ without a New Zealand license.

For the New Zealand gambling market, which has lost much of its popularity to new Fastest Payout Online Casinos NZ, this is not at all a positive thing for the players. In essence, it is Microgaming, Quickspin, Play N Go and NetEnt that go in the foreground for a lower RTP. We remember the time when we counted out all pokies that had an RTP below 96%. To then build cake on cake in layers with constraints that don’t really turn out to be constraints.

This also means that you have to control how much you play. All in all, more and more New Zealand players are feeling controlled and singled out as problem gamblers. Something that constantly leads to the fact that the number of New Zealand players who choose Games Fastest Payout Online Casinos NZ with BankID increases. Here at 1001couponcodes.co.nz we believe that getting a discount is much more fun!

Sometimes, BetGold offers and deals come with exclusions. You should always double-check that the coupon you selected is compatible with the item(s) you’re buying. Certain stores will not allow coupons to be stacked, which cancels out other BetGold Voucher codes.

You will continue to play without worrying at the well-stocked and generous Fastest Payout Online Casinos NZ Without Borders. In this way, the player’s freedom gets a strong Thorn, which has caused many to switch to casinos without a New Zealand license. From our own perspective, here in New Zealand countries.casino, we do not believe in the system that exists.

Here we will make a deep dive into the New Zealand gaming industry with a focus on online casino. The facts indicate that New Zealand players alone account for a turnover of several hundred million SEK per year. Then we only count games at the best Fastest Payout Online Casinos NZ that operate outside the New Zealand jurisdiction.

Users can fund their Neteller accounts using various methods, including bank transfers, credit cards, or other e-wallets. Your online gambling should be not only fair and safe but also convenient. The minimum deposit can become a big jackpot and bring real cash if you choose the best 3-dollar deposit online casino. Here, you can play your favourite casino games from various software developers (including live dealer games), get excellent bonuses and win real money. And in case of problems, a professional support team is ready to help new players from New Zealand. Please pay attention to NZ 3 deposit online casino employees` degree of courtesy and competence.

Established in 2004, Neosurf is a prepaid voucher system that offers a simple and secure way to make instant payouts and deposits. Users can purchase Neosurf vouchers with different denominations from retail locations, and each voucher comes with a unique code. This code can be used to make a $3 deposit at online casinos without needing personal or financial information. Thanks to sweet bonuses, just a few dollars can bring you a good jackpot. But this becomes possible only if you do not violate the company`s rules. We strongly recommend that you read the terms and conditions document.

Each segment has its own tab, which can be seen from the landing page. The pretty straight forward site is easy to use because all the clients really need to do is click on the areas where they want to go and make a bet on or play with. This website screams fun and friendly to entice customers to keep on playing. For example, theme colors are black, gold, and white – which is an elegant combination. Melbet Casino operates with a license and is regulated by the reliable gambling authorities located in the island of Curacao. Everyone stop playing in this site.Also they will not give your wining money.They will play with your documents.Everyone stop wasting time in this site.

We’d be delighted if you appreciated our examination of New Zealand’s finest betting sites. We urge that you join one of our football betting sites immediately and start putting bets, as football has become one of the most mainstream sports. I like the app interface as well as the website interface of the betting site. My greatest experience is that you get your money in full without any tax. In my country, betting companies tax users for each profit they make.

With us you will find only the best casinos without a New Zealand license, which accept New Zealand players. We have also checked that they are not at risk of being blocked. All casinos you find in our listings follow the rules of the game to legally accept New Zealand players. The wonderful gaming pleasure is still there at Fastest Payout Online Casinos NZ without a New Zealand license. Just because they do not have a New Zealand license does not mean that you choose unsafe and Rogue casinos to play at.

The site redirects you to an ePay tab where you log in, enter the amount, and click confirm. We’re sorry to hear that your experience was not up to our usual standards. To assist you further, we require additional information. Melbet has a very detailed FAQ segment where clients can find ready answers for the most typically asked common questions.

The company is also one of the betting sites that give free bets to loyal customers. As a result, the site is worth a look; there are a variety of sports markets as well as casino features to pick from. If you are a live casino lover, you can choose from a vast collection of live dealer games.

However, there are some differences you should be aware of when choosing a Fastest Payout Online Casinos NZ. The New Zealand Gambling Act is created with a focus to improve the safety of New Zealand players. Something that has brought new restrictions and very tough requirements for the gaming companies.

Maybe it’s not really that fast, but it relies on being a mobile platform for secure transactions. This is something that has not had any impact on the New Zealand gambling market. In fact, it hasn’t broken through in the European gaming market either. Currently, Bitcoin casino without a license is something that is mostly operated with gaming licenses from Curacao. Furthermore, there are also a number of different Asian casinos that offer opportunities to play with cryptocurrencies. One of the biggest reasons why more and more New Zealand players want to try games at Fastest Payout Online Casinos NZ without a license is bonuses and promotions.

I will visit again for more quality contents and also, recommend this site to all. This article gives the light in which we can observe the reality. There’s no doubt i would fully rate it after i read what is the idea about this article.

The broad range of sports events clients can play with is immense. It is a platform set-up for easy use, whether newbie or veteran bettor. I join melbet yesterday and make a deposits today in the amounts of naira that’s $40 USD. I selected highly accurate of 3 odds that run for 3 days.I placed the bet and after 2 minutes. The presence of a mobile application is an additional advantage because now you can play in a place convenient for you.

I don’t know what to say except that I have enjoyed reading. This is such a great resource that you are providing and you give it away for free. I love seeing blog that understand the value of providing a quality resource for free.

Deja un comentario

Tu dirección de correo electrónico no será publicada. Los campos obligatorios están marcados con *